My accounting professor, in the last day of class, decided to impart to us some wisdom he's gleaned from spending lots of time at banker's seminars. One of the banker's rules of thumb, he claims, is to never lend money to one of the five P's:

-politicians
-pimps
-plumbers
-policeman
-poets

The professor couldn't figure out why plumbers were on the list. While "pimps" doesn't make much sense - who asks for a loan as a pimp? - maybe it's a proxy for something like race (I hope not) or flashy young males in general. The policeman is an interesting addition - they have stable jobs and seem to be upstanding people. As for the poets who read the blog, I'm afraid I'm not going to be able to lend you any money.

(Notice that the only non-controversial group is politicians. No one trusts those guys.)